Find a buy to let mortgage

Tell us a little about what you want to do, and we’ll show you a list of mortgages here at The Mortgage Works that may match your needs.

What's an HMO?
A HMO is a property that's lived in by more than 5 people from 2 or more different households. They share facilities in the property.
Why are you asking me this?
Depending on your portfolio size, we’ll show you different products.
What does this mean?
Our Green Further Advance mortgage gives you a lower initial interest rate. However, you must use all the money to make green improvements. For more information and the eligibility criteria, see our Green Further Advance mortgages page
What does LTV mean?
The Loan to Value is the percentage of the property value you need to borrow. For example, if you have a 25% deposit, your LTV would be 75%. You’ll normally get access to better rates if your LTV is lower.

We only offer HMO mortgages through a broker at the moment.

Contact your broker or an Independent Financial Adviser

Sorry, we don’t have any products for you right now.

We don't have any further advance options for limited companies

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No products available

We're unable to lend in that LTV range.

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There are currently no products available for the options that you've specified.

Switch your mortgage deal online

If you already have a mortgage with us and you are eligible, it’s easy to switch your mortgage deal online. Find out more about how to switch your mortage deal online
Online Mortgage Switcher

We've got some mortgages that may interest you.

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To apply for one of our mortgages, you need to:

  • have been a UK resident for the past 3 years
  • already own a property in the UK, or be applying with someone else who does
  • be 21 or over

For all the criteria that may apply, see our eligibility page.

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Contact us to apply

If you've got questions, the team can discuss your options with you.

We're available 9am to 5pm, Monday to Friday.

Call: 0345 607 3021

If you're ready to apply, you can book an appointment.

Book a telephone appointment