Our buy to let mortgage rates
Whether you’re looking to purchase a new property, want to remortgage or need to borrow more, The Mortgage Works has a range of options.
Information: If you already have a mortgage with us and your rate is coming to an end, you can switch to a new deal online.
Check our guide to find information on our rates, product features and lending criteria.
Our product range
We offer mortgages for:
- Standard Buy to Let
- First time landlords
- Portfolio landlords – if you have 4 or more mortgaged buy to let properties in the UK
- Limited Companies – a company set up solely for buying, letting and selling of property
- Green Further Advances – borrowing more with The Mortgage Works to improve the energy efficiency of a property.
HMOs and Let to Buy
We’re only offering Let to Buy and HMO mortgages through a broker.
Let to Buy is when you’d like to rent out your current home and purchase a new property to live in.
A House in Multiple Occupancy (HMO) is a property that's lived in by more than 5 people from 2 or more different households. They share facilities in the property.
Key features
- We can lend up to 80% of the value of the property if it has an Energy Performance Certificate (EPC) rating of C or above. Otherwise we can lend up to 75%.
- A choice of 2, 5 or 10 year deal periods.
- Variety of fee and LTV options.
- Range of benefits available, including free valuations, free standard legal fees and cashback. Terms and conditions apply.
- Dedicated limited company and large portfolio rates.
Apply for a new mortgage
Contact one of our Buy to Let team who will personally own your case, provide support, and keep you informed about the progress of your application.
If you need advice, contact your broker or an Independent Financial Adviser (IFA)
Important: All buy to let mortgages are subject to underwriting and criteria.